That nails it. depending on where your needs take you can make it harder to find that next job… I have a friend who is a Sr designer and his company wants him to be the design director, but he wants nothing of it. he like what he is doing and is damn good at it, and his desire to keep doing what he is doing out weighs his need to have a higher salary.
I have another friend that misses doing traditional ID work with a focus on execution but her path took her to more of a director lvl - she now struggles trying to obtain a job that fits because he skills have fallen so far behind…