Sorry to see this took such a pessimistic turn, in terms of possible career moves have you considered teaching? There are a lot of growing design programs around the country where you could put that experience to work if you’re not looking to be hands on anymore.
I see SCAD has a couple openings for their next semester. Savannah might fit your bill for nice weather and low cost of living. Beautiful town if you haven’t been, as long as you’re fonder of the small scale.