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What has IDSA done lately - Insurance

Postby Timf » December 18th, 2008, 3:13 am

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Access to health insurance: Through a partnership with Fractured Atlas, a non-profit organization serving a
national community of artists and arts organizations, IDSA members in 29 states (for now—that number is
scheduled to increase over the next several months) can now obtain the health insurance coverage that may
have proved elusive or difficult to find until now. (Members in all states can access the Arts Wellness Network, a
network of 500,000+ health care providers with a focus on preventive care and alternative medicine, who make
their services available to the arts community at discounted rates regardless of insurance coverage.) IDSA
members can become associate members of Fractured Atlas for free, and have access to health insurance,
liability insurance, press and publicity services, and other benefits. To enroll as a Fractured Atlas member, visit
www.fracturedatlas.org/idsa

Through a partnership with the Freelancers Union, IDSA members who are independent workers (individuals who
work as freelancers, independent contractors or consultants, or who are self-employed, employed part-time,
temporary workers, or work for multiple companies at the same time) have access to group-rate health, dental, life
and disability insurance. (Health insurance is currently available to members in 30 states.) Membership in the
Freelancers Union is free to eligible IDSA members, and they also will waive the insurance application fee for
IDSA members. Visit www.freelancersunion.org to join today.
Last edited by Timf on December 19th, 2008, 8:51 pm, edited 1 time in total.

Postby Scott Bennett » December 18th, 2008, 12:09 pm

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Is it a real group policy (i.e., they can't reject you for preexisting conditions)?

Postby Timf » December 19th, 2008, 2:24 am

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You will have to check the web sites. I currently am enjoying the wonders of national health care :)

Postby fatkid » December 19th, 2008, 12:14 pm

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I just checked the fractured atlas page link from earlier... and it doesn't exist. How appropriate.

The Freelancers Union is free to join and has access to health insurance, like mentioned previously, but I would bet the insurance application fee is less than my membership to IDSA. So, while it's great that the IDSA stepped up to try and get us health insurance, it's too bad the same thing has been done by an organization that is free to join. Sigh...

(waits for shoes to be thrown)
"You can only be young once, but you can be immature forever." -Dave Barry

Postby asango » December 19th, 2008, 12:46 pm

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why should you expect it to be free?

Postby hitch » December 19th, 2008, 12:50 pm

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fatkid wrote:I just checked the fractured atlas page link from earlier... and it doesn't exist. How appropriate.


Delete the period at the end and it works just fine:

http://www.fracturedatlas.org/idsa

Postby Timf » December 19th, 2008, 8:52 pm

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I took the period out. Sorry, did not realize it would become part of the link.

Postby fatkid » December 20th, 2008, 1:58 am

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Thanks TimF, I hope you didn't think I was attacking you in any way, as that wasn't my intent.

And, no, I don't expect it to be free, I just don't think it's that great of an option, that's all, considering the cost of membership to IDSA to even take advantage in the first place.

(starting rant now, skip to last paragraph to avoid)

I just got my renewal notice in the mail for IDSA and I don't think I am going to renew, and I will tell you why. The only thing I received in exchange for my hard-earned cash (and right now, it's really hard-earned, in a literal sense) was a magazine subscription and tons of junk mail asking for more money to enter design competitions and whatnot. Call me crazy, but hundreds of dollars for a few magazines (and ID isn't even industrial design is it? Isn't it International Design or some nonsense?) and no other real benefits doesn't strike me as a bargain. I previous threads someone did a rough calculation of how much money the IDSA pulls in annually and I was amazed. You think that with that much money a DESIGN ORGANIZATION would be able to afford a functioning, well-designed website to help out its collective members. Oh yeah, there is a site that gives up-to-date news about design and has forums to discuss the field of industrial design, it's called CORE77! Oh yeah, and it's free. If Core77 started and organization and charged dues, I would pay them because I already receive benefits from them in the form of knowledge, entertainment, and even job opportunities (coroflot anyone?), not to mention the free hosting of my portfolio.

So, if you are already a member of IDSA (hopefully your employer pays your dues for any professional organization, if you happen to be employed, that is) and need insurance, I hope you take advantage of the waiving of fees and get insured. I just think it's too little, too late.

I am glad TimF brought it up because someone who really needs it may now be able to afford it. I already knew about the Freelancer's Union through Coroflot's blog and signed up. Stay healthy people!
"You can only be young once, but you can be immature forever." -Dave Barry

Postby one-word-plastics » April 16th, 2009, 1:54 pm

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I may bail out of the comfort of corporate design/marketing (on purpose) and need to start researching health insurance policies. The IDSA program discussed here does not include Minnesota residents. Do any Minnesotans (or anyone!) have any suggestions about group insurance policies that independent designers can jump on?

Thanks

Postby Greenman » April 16th, 2009, 2:14 pm

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A co-worker of mine and his wife used to have their own small freelance business and they used MinnesotaCare. This was a few years back and I don't know if it's still offered and what the qualifiers are, but it might be worth checking out.

Re: What has IDSA done lately - Insurance

Postby gmccain » March 24th, 2010, 1:03 am


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"Fatkid"

I hope you aren't thinking IDSA ever had anything to do with ID Magazine. That is (sorry, was) a completely separate entity with zero connection to ISDA. IDSA also doesn't send out mass mailings for anything - we do everything electronically (gotta be green, you know).

As for the money IDSA brings in that you are amazed by... please don't confuse gross $ with net $. It takes a lot of money to publish Innovations magazine, put on an annual conference and 5 District conferences, run a web site (we're working on it, trust me), maintain the Design Foundation (which raises money for scholarships among other things), sponsor the Catalyst program (which speaks "design" to Business), publish DesignBytes weekly, etc., etc.

George

Re: What has IDSA done lately - Insurance

Postby carton » March 24th, 2010, 2:07 am


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Ho-Hum, core good, IDSA bad, me beat rocks together make prototype of wheel... time for round three already?

gee why would anyone thing they were being attacked when the increasingly standard format of the core forum is as follows:

user1, bla bla I have a point of view

user2, bla bla you're point of view is different from mine, you must not be a designer or professional

or in this case

user2, bla bla link doesn't work, how appropriate. (which in most cases can be construed as sarcasm)

user1, dude what's your sarcastic deal?

user2, Oh, I've been called out, I didn't mean that sarcastically, or as an insult...
Just some guy, trying to figure it out too.

Re: What has IDSA done lately - Insurance

Postby yo » March 24th, 2010, 5:30 am

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Not sure what you are driving at Carton? Would definitely like to discuss it further.

Maybe this would be better for the c77 feedback forum?


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